Directions: You are to write in no less than 120 words on the topic of "A Penny Saved Is a Penny Earned". You should base your composition on the outline given in Chinese below.
A Penny Saved Is a Penny Earned
As the saying goes, "money is not almighty, but without it you can do nothing."Therefore,we can see the importance of money in our life. Some people treasure it very much and believe "a penny saved is a penny earned " , so they save it . However , others think money is important just because they can exchange their money for what they want , and gain immediate pleasures. In my opinion, saving money is necessary for a family .
First of all, saving money can help us deal with unexpected things in the future , thus giving us more security . What's more , sometimes saving money can bring us happiness. It allows us to build up a larger sum , so we can then buy something more worthwhile .Even we can use our savings to help those in need .
As for me, I'd like to lead a more secure and happier life , so I have the habit of saving money every single month for unexpected needs . In this way , I will also be able to buy things I truly want but cannot afford right now .